Much like every small business, every loan and lender has their own unique requirements. 

When applying for any type of funding or loan, so many factors and variables have to be taken into consideration including, but not limited to:

- FICO/Credit score 

- Is the loan revenue based or credit based?

- Amount of funds going through the business account monthly

- Number of existing loans

- Number of negative days

- Is the loan secured or unsecured?

- If secured, what is the collateral?

These are just a few of the questions that any Lender has to take into consideration, that will determine the factor rate, interest and term of the loan.

At EC Capital LLC, our simple and fast one page Application can get your request in front of a vast number of Lenders quickly and thoroughly.